WhatsApp Will Soon Let You Send and Receive Money From Within the App, With UPI Support Built In. The next time your buddy has to send you a chat reminding you to pay him for the drinks he covered the other night, you'll be able to do that without even exiting the app. That’s because WhatsApp is introducing an online payment feature built right into the App.
WABetaInfo First spotted that the new beta version of WhatsApp contains a hidden mention for a payment feature implementation. What’s more, the message screenshot indicates the platform will actually be using UPI, India’s Unified Payment Interface.
If the information is correct, transactions through WhatsApp will be some of the easiest ever. UPI works instantaneously, like IMPS protocol, and uses a virtual payment address linked through your Aadhaar-registered bank account. That means you’ll just need your unique code, and not your account number and IFSC.
Additionally, Ajay Kumar, the additional secretary for the Ministry of Electronics and IT, tweeted a few days ago what seems to be confirmation of this news.
Other messaging apps have already introduced their own forms of in-app payments, but WhatsApp is by far the most popular choice in India. Additionally, using the home-grown UPI platform will not only draw users proud to use the system but may also turn out to be convenient. Of course, we’ll only know for sure whether it’s actually better than current payment methods, if and when the feature launches.